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 Terry Armstrong
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Date Sender Message
February 27th 2010 Darryl
My house got repressed last month after a year of me trying to fight for it, now it’s all gone including my wife and family, the stress of it all got too much and pushed us all apart and to top it all off northern rock expects £53,000 of me ,which when speaking to them I said ‘who do I make the cheque payable to ‘ before I could tell them that I was joking they started saying make it payable to.......and that’s when I stopped them and said that I was only joking.
They asked me if I could make any payment to them which I replied I haven’t even got a pot to piss in, I tried to remind them of the fact that we are still in a recession and that if big banks can go under and northern rock can go under then Joe blogs has got no chance at all. The difference is that the government bales them out and its us the tax payer that picks up the bill, so really I own a small part of northern rock.
Anyway terry that  is a little bit of my story and I don’t really know where it’s going to end all I know is my family comes first and sod everything else, I wish you and your family all the best and don’t give up mate...
February 11th 2010 Adam

Good to see you back, keep the faith.
February 10th 2010 Mike
North Yorkshire

HI TERRY, LONG TIME SINCE WE MAILED JUST GOT A MESSAGE VIA TWITTER ABOUT YOUR SITUATION, IM REALLY GLAD YOURE MAKING A STAND AND HOPE YOU ARE SUCCESSFUL IN YOUR CAMPAIGN.
JUST TO KEEP YOU UP TO SPEED I EVENTUALLY LOST MY HOUSE AND THE MORTGAGE COMPANY REPOSESSED IT IN FEBRUARY 2009.
HAD AN UPTO DATE VALUATION DONE BY 2 INDEPENDENT VALUERS. IN 2007 MY PROPERTY WAS VALUED AT 565K I TRIED TO SELL 100K BELOW THIS PRICE BUT WASN`T GIVEN ANY TIME TO DO SO.MY MORTGAGE COMPANY REPOSESSED AND SOLD MY PROPERTY IN AUGUST 2009 AT 295K. 270K BELOW MARKET VALUE 295K IS WHAT I OWED.SO ALL THEY HAVE DONE IS CLEAR THE DEBT TO BALANCE THIER BOOKS AND BALANCE SHEETS AT THE YEAR END.
I LOST FAITH IN SOLICITORS AS THE BILL WAS GETTING HIGHER AND HIGHER AND BY THE TIME THEY HAD FINISHED I WOULD BE FACING A LARGE DEBT WHICH I COULDN`T AFFORD IM STILL PAYING OF MY SOLICITORS FEES EVEN NOW.
I HAVE SUFFERED A NERVOUS BREAKDOWN, A SUSPECTED HEART ATTACK, AND DOUBLE PNEUMONIA.IM NOW LIVING ON BENEFITS AND IN RENTED ACCOMMODATION.NOT ONLY ME, BUT MY WIFE AND 3 CHILDREN ARE DEVESTATED.I TRIED ALL LOCL PAPERS EVEN WROTE TO NATIONAL NEWSPAPERS BUT GOT NOWHERE.A PROPERTY DEVELOPER HAS BOUGHT THE PROPERTY AND IT IS SITTING EMPTY,I HAVE SPOKEN TO MY EX NEIGHBOURS AND ALL HE IS DOING IS SITTING ON IT UNTIL THE MARKET PICKS UP AND IS GOING TO SELL AT A MASSIVE PROFIT.
ANYWAY BEST OF LUCK MY FRIEND I HOPE YOU CAN KEEP FIGHTING IF YOU NEED ANY SUPPORT YOU CERTAINLY HAVE MINE.
IF YOU WANT TO QUOTE MY CASE TO ANYONE THEN YOU HAVE MY PERMISSION TO DO SO.
February 8th 2010 Andi

Hope it goes how you want Terry.
January 25th 2010

Jo

 Hi Terry,
My heart goes out to you and your family.
I went into mortgage arrears, which is why I am too embarrassed to put my real name to this posting. I'm sorry. But – my mortgage company were brilliant – they are Capital Home Loans. They couldn't have been more supportive, and went out of their way to help us. I'm only telling you this because I believe they deserve a mention.
I sincerely hope you win your fight against Kingsfords Solicitors - they sound a truly awful outfit, and I hope that Northern Rock play fair and give you a chance.
Good Luck with your business. The video 'I will survive' really made me laugh – I can't stop singing it!
January 22nd 2010 Jane Hunter Hi Terry,
Love the video – I've told all my friends and family to watch it.
I can't begin to imagine what a terrible ordeal you and your family have suffered over the past seven years. Not many people would have the courage and tenacity to keep fighting. I admire you Terry.
Please don't give up now. You built a thriving business before and I know you can do it again. There's a lot of people watching your story. You have our support – go for it Terry.
January 20th 2010 Ems  
January 19th 2010 Bobbles Hey there Terry,
Reading your story allows me to comprehend the resilience of the human psyche. You are most definitely a fighter and you deserve, more than most, a positive outcome from your exhausting ordeal. You and your wife are champions of the people with hearts of gold.
The video is a hoot and a potential #1. God I hope Simon Cowell sees it. If I can help in any way, you know you only have to ask.
Good Luck and God Bless you
     
December 2009 An Apology from Terry

A problem with my email server occurred just after December 2008. Unfortunately, a large number of emails sent after this date, by visitors to this site and by viewers of 'The Repo' Show', were not delivered to my personal email account. I don't know what happened to them.

I am really sorry but these emails have been completely lost – I haven't even seen them. Those of you who wrote to me must think I've been extremely rude as I didn't reply, but please believe me - it was completely out of my control.

I have a new email account now, that is tested regularly, so please use the new contact button to get in touch with me.
December 28th 2008 sfass Council official evicted elderly tenants from bungalows... then moved in herself
By Andrew Levy
Last updated at 1:41 PM on 27th December 2008
Comments (80) Add to My Stories
 
As a council official with responsibility for helping the homeless, Kristine Reeves knows how much people value their homes.
Which makes it difficult to explain how she came to play a key role in evicting frail and elderly tenants from their bungalows - then moved into one with her partner.
The £52,000-a-year head of neighbourhood and strategic housing was just one of 18 council employees who took up residence in former sheltered accommodation at the Greyhound Opening site in Norwich. Desirable residence: Council official Kristine Reeves outside the former sheltered accommodation
She also benefited from the rent at the one-bedroom bungalow she took over two months ago being reduced from £69 a week to £47.
Similar properties in the area cost between £350 and £750 a month.
Miss Reeves, 38, has now been suspended on full pay by Labour-run Norwich City Council, which admits conflict of interest rules were flouted.
Council leader Steve Morphew has promised to 'make good the damage'. Miss Reeves - who, according to Land Registry documents, bought a three-storey house worth an estimated £190,000 four years ago - was dismissive of her new accommodation yesterday.
She said: 'These are not fit-for-purpose units at all. They are really very cold and you couldn't swing a cat there.'
Some 25 old people were moved out under plans to replace their homes with 100 high-density flats and houses.
The 18 council officials have now been given a month to move out of the properties
Rather than hire security to prevent squatters moving in to the empty bungalows, officials decided to rent them to employees, without consulting elected councillors.
MIss Reeves moved in with her partner Graham Ross, also a senior housing official.
Former residents are furious. Widow Ida Hall, 89, said: 'I didn't want to leave. I liked my little bungalow. It was lovely.'
Simon Wright, LibDem candidate for Norwich South, said: 'It's absolutely abhorrent that officers involved in a decision to evict elderly, frail pensioners should then move in at reduced rents.'
After the scandal broke Angela Hadley, the council's assistant director of neighbourhood development, who herself rented one of the properties for a time, resigned due to 'severe ill health in her family'.
Suzanne McBride, co-strategic director for community and neighbourhoods, has 'left the authority'.
Laura McGillivray, the council's £121,000-a-year chief executive was said to have been unaware of the scandal.
Miss Reeves and the other occupants have now been given a month's notice to quit.

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